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Blockchain's role in real time payments systems

September 2021

Abstract

The ability to decentralize how payments are cleared, posted and settled is attracting the interest of real time payments systems around the world.

Blockchain is introducing a shift in the way that global payments are settled. Over the past 5 years, the consumer experience has improved markedly in many countries. But below the hood, often the underlying settlement process continues to use traditional methods. The ability to decentralize how payments are cleared, posted and settled is attracting the interest of real time payments systems around the world. In addition to describing how the process is adjusting, we also consider blockchain’s next step: connecting domestic real time payments systems around the world.

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