Resources

The latest news, insights and events

Latest Insights

Unique perspective, unparalled insight

R3 produces comprehensive white papers and market reports providing compelling analysis and insight into the enterprise blockchain industry. Delve into blockchain topics in insurance, trade finance, digital assets, digital identity, capital markets, and more.

September 2021

Blockchain's role in real time payments systems

Download

July 2021

Enterprise blockchain governance and collaboration

Download

March 2021

Foundations for Smarter Insurance: An Industry Roundtable

Download

See All

From the Blog

January 12, 2022

Tokens: not just for the subway anymore

January 04, 2022

The Regulated Liability Network on Corda

December 20, 2021

10 Corda-powered solutions that transformed financial markets in 2021 and Season's Greetings from R3 CEO

See All

Featured

November 2021

SIX Digital Exchange goes live on R3’s Corda

EP 32: How we got here - Michelle Neal...

Listen Now

Life in the Fast Chain podcast

The name says it all. Whether you’re interested in blockchain or confidential computing, Life in the Fast Chain has something for everyone. R3’s own Catherine Rutter hosts terrifically smart guests from R3 and all corners of the space on her bi-weekly podcast.

EP 31

How we got here - Todd McDonald, R3...

Listen Now

EP 213

CBDC exploration with R3's Head of Digital Curren...

Listen Now

EP 212

What's going on in SF and HAS blockchain failed t...

Listen Now

See All

Upcoming Events

See All

Content Library

Search the latest R3 fact sheets, industry case studies, whitepapers, and more.

Cookie	Duration	Description
__cfruid	session	This cookie is set by the provider Cloudflare. This cookie is used for load balancing and for identifying trusted web traffic.
__cfruid	session	This cookie is set by the provider Cloudflare. This cookie is used for load balancing and for identifying trusted web traffic.
__cfruid	session	This cookie is set by the provider Cloudflare. This cookie is used for load balancing and for identifying trusted web traffic.
_ga	2 years	This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_ga	2 years	This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_ga	2 years	This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_ga_1ECB5XX5W0	2 years	This cookie is installed by Google Analytics.
_ga_1ECB5XX5W0	2 years	This cookie is installed by Google Analytics.
_ga_1ECB5XX5W0	2 years	This cookie is installed by Google Analytics.
_gat_UA-87760032-2	1 minute	This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to. It appears to be a variation of the _gat cookie which is used to limit the amount of data recorded by Google on high traffic volume websites.
_gat_UA-87760032-2	1 minute	This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to. It appears to be a variation of the _gat cookie which is used to limit the amount of data recorded by Google on high traffic volume websites.
_gat_UA-87760032-2	1 minute	This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to. It appears to be a variation of the _gat cookie which is used to limit the amount of data recorded by Google on high traffic volume websites.
ARRAffinity		This cookie is set by websites that run on Windows Azure cloud platform. The cookie is used to affinitize a client to an instance of an Azure Web App.
ARRAffinity	1 year	This cookie is set by websites that run on Windows Azure cloud platform. The cookie is used to affinitize a client to an instance of an Azure Web App.
ARRAffinity	1 year	This cookie is set by websites that run on Windows Azure cloud platform. The cookie is used to affinitize a client to an instance of an Azure Web App.
cookielawinfo-checbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-performance	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
cookielawinfo-checkbox-performance	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
cookielawinfo-checkbox-performance	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
JSESSIONID	session	Used by sites written in JSP. General purpose platform session cookies that are used to maintain users' state across page requests.
JSESSIONID	session	Used by sites written in JSP. General purpose platform session cookies that are used to maintain users' state across page requests.
JSESSIONID	session	Used by sites written in JSP. General purpose platform session cookies that are used to maintain users' state across page requests.
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
viewed_cookie_policy	1 year	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
viewed_cookie_policy	1 year	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
viewed_cookie_policy	1 year	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.

Cookie	Duration	Description
bcookie	2 years	This cookie is set by linkedIn. The purpose of the cookie is to enable LinkedIn functionalities on the page.
bcookie	2 years	This cookie is set by linkedIn. The purpose of the cookie is to enable LinkedIn functionalities on the page.
bcookie	2 years	This cookie is set by linkedIn. The purpose of the cookie is to enable LinkedIn functionalities on the page.
lang	session	This cookie is used to store the language preferences of a user to serve up content in that stored language the next time user visit the website.
lang	session	This cookie is used to store the language preferences of a user to serve up content in that stored language the next time user visit the website.
lang	session	This cookie is used to store the language preferences of a user to serve up content in that stored language the next time user visit the website.
language		This cookie is used to store the language preference of the user.
language	1 year	This cookie is used to store the language preference of the user.
language	1 year	This cookie is used to store the language preference of the user.
lidc	1 day	This cookie is set by LinkedIn and used for routing.
lidc	1 day	This cookie is set by LinkedIn and used for routing.
lidc	1 day	This cookie is set by LinkedIn and used for routing.

Cookie	Duration	Description
_BUID	1 year	This cookie is used to store a universal user ID to identify the same user across multiple clients' domains.
_BUID	1 year	This cookie is used to store a universal user ID to identify the same user across multiple clients' domains.
_BUID	1 year	This cookie is used to store a universal user ID to identify the same user across multiple clients' domains.
_gcl_au	3 months	This cookie is used by Google Analytics to understand user interaction with the website.
_gcl_au	3 months	This cookie is used by Google Analytics to understand user interaction with the website.
_gcl_au	3 months	This cookie is used by Google Analytics to understand user interaction with the website.
_gid	1 day	This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visted in an anonymous form.
_gid	1 day	This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visted in an anonymous form.
_gid	1 day	This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visted in an anonymous form.
_hjAbsoluteSessionInProgress	30 minutes	No description available.
_hjAbsoluteSessionInProgress	30 minutes	No description available.
_hjAbsoluteSessionInProgress	30 minutes	No description available.
_hjFirstSeen	30 minutes	This is set by Hotjar to identify a new user’s first session. It stores a true/false value, indicating whether this was the first time Hotjar saw this user. It is used by Recording filters to identify new user sessions.
_hjFirstSeen	30 minutes	This is set by Hotjar to identify a new user’s first session. It stores a true/false value, indicating whether this was the first time Hotjar saw this user. It is used by Recording filters to identify new user sessions.
_hjFirstSeen	30 minutes	This is set by Hotjar to identify a new user’s first session. It stores a true/false value, indicating whether this was the first time Hotjar saw this user. It is used by Recording filters to identify new user sessions.
_hjid	1 year	This cookie is set by Hotjar. This cookie is set when the customer first lands on a page with the Hotjar script. It is used to persist the random user ID, unique to that site on the browser. This ensures that behavior in subsequent visits to the same site will be attributed to the same user ID.
_hjid	1 year	This cookie is set by Hotjar. This cookie is set when the customer first lands on a page with the Hotjar script. It is used to persist the random user ID, unique to that site on the browser. This ensures that behavior in subsequent visits to the same site will be attributed to the same user ID.
_hjid	1 year	This cookie is set by Hotjar. This cookie is set when the customer first lands on a page with the Hotjar script. It is used to persist the random user ID, unique to that site on the browser. This ensures that behavior in subsequent visits to the same site will be attributed to the same user ID.
_hjIncludedInPageviewSample	2 minutes	No description available.
_hjIncludedInPageviewSample	2 minutes	No description available.
_hjIncludedInPageviewSample	2 minutes	No description available.
_hjIncludedInSessionSample	2 minutes	No description available.
_hjIncludedInSessionSample	2 minutes	No description available.
_hjIncludedInSessionSample	2 minutes	No description available.
_uetsid	1 day	This cookies are used to collect analytical information about how visitors use the website. This information is used to compile report and improve site.
_uetsid	1 day	This cookies are used to collect analytical information about how visitors use the website. This information is used to compile report and improve site.
_uetsid	1 day	This cookies are used to collect analytical information about how visitors use the website. This information is used to compile report and improve site.
_ym_d	1 year	This domain of this cookie is owned by Yandex.Matrica. This cookie is used to store the date of the users first site session.
_ym_d	1 year	This domain of this cookie is owned by Yandex.Matrica. This cookie is used to store the date of the users first site session.
_ym_d	1 year	This domain of this cookie is owned by Yandex.Matrica. This cookie is used to store the date of the users first site session.
_ym_isad	20 hours	This domain of this cookie is owned by Yandex.Matrica. This cookie is used to collect information about the user like his characteristics, behaviour on page and targeted actions.
_ym_isad	20 hours	This domain of this cookie is owned by Yandex.Matrica. This cookie is used to collect information about the user like his characteristics, behaviour on page and targeted actions.
_ym_isad	20 hours	This domain of this cookie is owned by Yandex.Matrica. This cookie is used to collect information about the user like his characteristics, behaviour on page and targeted actions.
_ym_uid	1 year	This cookie is by Yandex.Metrica. This cookie is used to set a unique ID to the visitor and to collect information about how visitor use the website. Thus it help to track the user and the collected informationn is used to improve the site.
_ym_uid	1 year	This cookie is by Yandex.Metrica. This cookie is used to set a unique ID to the visitor and to collect information about how visitor use the website. Thus it help to track the user and the collected informationn is used to improve the site.
_ym_uid	1 year	This cookie is by Yandex.Metrica. This cookie is used to set a unique ID to the visitor and to collect information about how visitor use the website. Thus it help to track the user and the collected informationn is used to improve the site.
CONSENT	16 years 5 months 12 days 10 hours	These cookies are set via embedded youtube-videos. They register anonymous statistical data on for example how many times the video is displayed and what settings are used for playback.No sensitive data is collected unless you log in to your google account, in that case your choices are linked with your account, for example if you click “like” on a video.
CONSENT	16 years 5 months 12 days 10 hours	These cookies are set via embedded youtube-videos. They register anonymous statistical data on for example how many times the video is displayed and what settings are used for playback.No sensitive data is collected unless you log in to your google account, in that case your choices are linked with your account, for example if you click “like” on a video.
CONSENT	16 years 5 months 12 days 10 hours	These cookies are set via embedded youtube-videos. They register anonymous statistical data on for example how many times the video is displayed and what settings are used for playback.No sensitive data is collected unless you log in to your google account, in that case your choices are linked with your account, for example if you click “like” on a video.
pardot	past	The cookie is set when the visitor is logged in as a Pardot user.
pardot	past	The cookie is set when the visitor is logged in as a Pardot user.
pardot	past	The cookie is set when the visitor is logged in as a Pardot user.
vuid	2 years	This domain of this cookie is owned by Vimeo. This cookie is used by vimeo to collect tracking information. It sets a unique ID to embed videos to the website.
vuid	2 years	This domain of this cookie is owned by Vimeo. This cookie is used by vimeo to collect tracking information. It sets a unique ID to embed videos to the website.
vuid	2 years	This domain of this cookie is owned by Vimeo. This cookie is used by vimeo to collect tracking information. It sets a unique ID to embed videos to the website.
yabs-sid	session	These are cookies used by Yandex Matrica script belonging to the company Yandex. This cookies are used to measure and analyse the traffic of the website by giving information about how the users use the website.
yabs-sid	session	These are cookies used by Yandex Matrica script belonging to the company Yandex. This cookies are used to measure and analyse the traffic of the website by giving information about how the users use the website.
yabs-sid	session	These are cookies used by Yandex Matrica script belonging to the company Yandex. This cookies are used to measure and analyse the traffic of the website by giving information about how the users use the website.
yandexuid	1 year	This cookie is used to identify the users. This cookie collects information about how visitors use the website. This information is used for internal analysis and site optimization.
yandexuid	1 year	This cookie is used to identify the users. This cookie collects information about how visitors use the website. This information is used for internal analysis and site optimization.

Cookie	Duration	Description
_fbp	3 months	This cookie is set by Facebook to deliver advertisement when they are on Facebook or a digital platform powered by Facebook advertising after visiting this website.
_fbp	3 months	This cookie is set by Facebook to deliver advertisement when they are on Facebook or a digital platform powered by Facebook advertising after visiting this website.
_fbp	3 months	This cookie is set by Facebook to deliver advertisement when they are on Facebook or a digital platform powered by Facebook advertising after visiting this website.
anj	3 months	No description available.
anj	3 months	No description available.
anj	3 months	No description available.
bscookie	2 years	This cookie is a browser ID cookie set by Linked share Buttons and ad tags.
bscookie	2 years	This cookie is a browser ID cookie set by Linked share Buttons and ad tags.
bscookie	2 years	This cookie is a browser ID cookie set by Linked share Buttons and ad tags.
fr	3 months	The cookie is set by Facebook to show relevant advertisments to the users and measure and improve the advertisements. The cookie also tracks the behavior of the user across the web on sites that have Facebook pixel or Facebook social plugin.
fr	3 months	The cookie is set by Facebook to show relevant advertisments to the users and measure and improve the advertisements. The cookie also tracks the behavior of the user across the web on sites that have Facebook pixel or Facebook social plugin.
fr	3 months	The cookie is set by Facebook to show relevant advertisments to the users and measure and improve the advertisements. The cookie also tracks the behavior of the user across the web on sites that have Facebook pixel or Facebook social plugin.
i	10 years	The purpose of the cookie is not known yet.
i	10 years	The purpose of the cookie is not known yet.
i	10 years	The purpose of the cookie is not known yet.
IDE	1 year 24 days	Used by Google DoubleClick and stores information about how the user uses the website and any other advertisement before visiting the website. This is used to present users with ads that are relevant to them according to the user profile.
IDE	1 year 24 days	Used by Google DoubleClick and stores information about how the user uses the website and any other advertisement before visiting the website. This is used to present users with ads that are relevant to them according to the user profile.
IDE	1 year 24 days	Used by Google DoubleClick and stores information about how the user uses the website and any other advertisement before visiting the website. This is used to present users with ads that are relevant to them according to the user profile.
MUID	1 year 24 days	Used by Microsoft as a unique identifier. The cookie is set by embedded Microsoft scripts. The purpose of this cookie is to synchronize the ID across many different Microsoft domains to enable user tracking.
MUID	1 year 24 days	Used by Microsoft as a unique identifier. The cookie is set by embedded Microsoft scripts. The purpose of this cookie is to synchronize the ID across many different Microsoft domains to enable user tracking.
MUID	1 year 24 days	Used by Microsoft as a unique identifier. The cookie is set by embedded Microsoft scripts. The purpose of this cookie is to synchronize the ID across many different Microsoft domains to enable user tracking.
NID	6 months	This cookie is used to a profile based on user's interest and display personalized ads to the users.
NID	6 months	This cookie is used to a profile based on user's interest and display personalized ads to the users.
NID	6 months	This cookie is used to a profile based on user's interest and display personalized ads to the users.
personalization_id	2 years	This cookie is set by twitter.com. It is used integrate the sharing features of this social media. It also stores information about how the user uses the website for tracking and targeting.
personalization_id	2 years	This cookie is set by twitter.com. It is used integrate the sharing features of this social media. It also stores information about how the user uses the website for tracking and targeting.
personalization_id	2 years	This cookie is set by twitter.com. It is used integrate the sharing features of this social media. It also stores information about how the user uses the website for tracking and targeting.
test_cookie	15 minutes	This cookie is set by doubleclick.net. The purpose of the cookie is to determine if the user's browser supports cookies.
test_cookie	15 minutes	This cookie is set by doubleclick.net. The purpose of the cookie is to determine if the user's browser supports cookies.
test_cookie	15 minutes	This cookie is set by doubleclick.net. The purpose of the cookie is to determine if the user's browser supports cookies.
uuid2	3 months	This cookies is set by AppNexus. The cookies stores information that helps in distinguishing between devices and browsers. This information us used to select advertisements served by the platform and assess the performance of the advertisement and attribute payment for those advertisements.
uuid2	3 months	This cookies is set by AppNexus. The cookies stores information that helps in distinguishing between devices and browsers. This information us used to select advertisements served by the platform and assess the performance of the advertisement and attribute payment for those advertisements.
uuid2	3 months	This cookies is set by AppNexus. The cookies stores information that helps in distinguishing between devices and browsers. This information us used to select advertisements served by the platform and assess the performance of the advertisement and attribute payment for those advertisements.
VISITOR_INFO1_LIVE	5 months 27 days	This cookie is set by Youtube. Used to track the information of the embedded YouTube videos on a website.
VISITOR_INFO1_LIVE	5 months 27 days	This cookie is set by Youtube. Used to track the information of the embedded YouTube videos on a website.
VISITOR_INFO1_LIVE	5 months 27 days	This cookie is set by Youtube. Used to track the information of the embedded YouTube videos on a website.
YSC	session	This cookies is set by Youtube and is used to track the views of embedded videos.
YSC	session	This cookies is set by Youtube and is used to track the views of embedded videos.
YSC	session	This cookies is set by Youtube and is used to track the views of embedded videos.

Cookie	Duration	Description
_uetvid	1 year 24 days	No description available.
_uetvid	1 year 24 days	No description available.
_uetvid	1 year 24 days	No description available.
AnalyticsSyncHistory	1 month	No description
AnalyticsSyncHistory	1 month	No description
AnalyticsSyncHistory	1 month	No description
ARRAffinitySameSite		No description available.
ARRAffinitySameSite	1 year	No description available.
ARRAffinitySameSite	1 year	No description available.
bEkAYwpdRGcM	1 day	No description
bEkAYwpdRGcM	1 day	No description
bEkAYwpdRGcM	1 day	No description
DCMpagecount	session	No description
DCMpagecount	session	No description
DCMpagecount	session	No description
LEAfgqMGWpwUs	1 day	No description
LEAfgqMGWpwUs	1 day	No description
LEAfgqMGWpwUs	1 day	No description
li_gc	2 years	No description
li_gc	2 years	No description
li_gc	2 years	No description
lpv413292	30 minutes	No description
lpv413292	30 minutes	No description
lpv413292	30 minutes	No description
metrika_enabled	session	No description available.
metrika_enabled	session	No description available.
metrika_enabled	session	No description available.
UserMatchHistory	1 month	Linkedin - Used to track visitors on multiple websites, in order to present relevant advertisement based on the visitor's preferences.
UserMatchHistory	1 month	Linkedin - Used to track visitors on multiple websites, in order to present relevant advertisement based on the visitor's preferences.
UserMatchHistory	1 month	Linkedin - Used to track visitors on multiple websites, in order to present relevant advertisement based on the visitor's preferences.
visitor_id413292	10 years	No description
visitor_id413292	10 years	No description
visitor_id413292	10 years	No description
visitor_id413292-hash	10 years	No description
visitor_id413292-hash	10 years	No description
visitor_id413292-hash	10 years	No description
visitorId	1 year	No description
visitorId	1 year	No description
visitorId	1 year	No description
yt-remote-connected-devices	never	No description available.
yt-remote-connected-devices	never	No description available.
yt-remote-connected-devices	never	No description available.
yt-remote-device-id	never	No description available.
yt-remote-device-id	never	No description available.
yt-remote-device-id	never	No description available.
yuidss	1 year	No description available.
yuidss	1 year	No description available.
yuidss	1 year	No description available.

The latest news, insights and events

Latest Insights

Unique perspective, unparalled insight

Blockchain's role in real time payments systems

Enterprise blockchain governance and collaboration

Foundations for Smarter Insurance: An Industry Roundtable

From the Blog

Tokens: not just for the subway anymore

The Regulated Liability Network on Corda

10 Corda-powered solutions that transformed financial markets in 2021 and Season's Greetings from R3 CEO

Featured

SIX Digital Exchange goes live on R3’s Corda

Featured episode

Life in the Fast Chain podcast

How we got here - Todd McDonald, R3...

CBDC exploration with R3's Head of Digital Curren...

What's going on in SF and HAS blockchain failed t...

Upcoming Events

Content Library

Start your journey today!

The latest news, insights and events

Latest Insights

Unique perspective, unparalled insight

Blockchain's role in real time payments systems

Enterprise blockchain governance and collaboration

Foundations for Smarter Insurance: An Industry Roundtable

From the Blog

Tokens: not just for the subway anymore

The Regulated Liability Network on Corda

10 Corda-powered solutions that transformed financial markets in 2021 and Season's Greetings from R3 CEO

Featured

SIX Digital Exchange goes live on R3’s Corda

Featured episode

Life in the Fast Chain podcast

How we got here - Todd McDonald, R3...

CBDC exploration with R3's Head of Digital Curren...

What's going on in SF and HAS blockchain failed t...

Upcoming Events

Content Library

Stay up to date!

Start your journey today!